| Horizon Investment Services offers Corporate 401(k) Advisory Services for   companies, regardless of size and number of participants. As a client of Horizon   Investment Services you will receive: Independent fund selection - We are not   obligated to any mutual fund family or brokerage firm, so we can recommend any   fund we deem appropriate for you and your employees' specific investment   objectives.  Diversification - Being in the investment   business for many years, we believe diversification is important. Our   fund selections are designed to provide opportunities for your employees to   diversify their investments over a variety of investment styles. Asset allocation - The models   developed for plan participants will be designed to maintain appropriate   allocations to meet a variety of investment objectives and time horizons. Investment education - This is an essential   part of the investment process. We will conduct investment education sessions   and provide you a quarterly newsletter with investment strategies, college   savings tips, changes in tax laws, and more. Constant monitoring - Your investments are our   business. That's what we do. Your plan will receive constant monitoring to seek to ensure all funds are performing as expected. When they don't, we won't be shy   about making a change. Accessibility - We will be available to you   and your employees for any questions you may have about your plan. You will meet   face-to-face with the people making fund selections. Accountability - You and your employees will   receive quarterly statements and you, the employer, will receive a comprehensive   year-end report showing performance, market outlook, recommendations, etc. |